7 Ways to Save Money on the Cost of Your Car Insurance
When it comes to car insurance, Perth drivers are all well aware that this can be one of the most
costly aspects of vehicle ownership. While basic car insurance is mandatory, often the cost of the
vehicle and the amount of outstanding finance warrants a more costly and comprehensive level of
cover. Fortunately, there are a number of ways to cut the cost of car insurance Western Australia drivers can benefit from.
Adjust Your Excess:
One of the most effective ways to reduce the cost of car insurance Perth drivers should consider is to adjust your policy excess. If you opt for a higher excess, it could have a significant effect of reducing
the cost of your policy. While you need to approach this technique with a little consideration to
ensure that it is still financially viable in the event of an accident, you will find that you can
immediately benefit from this.
Assess Your Coverage:
While comprehensive insurance is a good idea if you have a newer vehicle with outstanding finance, it
is often prohibitive if you have an older car. If the value of your car is not that high, you may find that
you are paying well over the odds on a comprehensive policy. You need to assess your coverage and
determine how much the policy would pay out in the event the vehicle is written off. If after the
excess, you would only be left with a couple of hundred dollars, it may not be worth paying for the
Inform the Company About Anti Theft Devices:
Most modern cars already have passive and active anti theft and safety systems fitted as standard.
While the insurer is likely to already be aware of standard features on your vehicle, it is still worth
letting them know the specific devices. This is especially the case if you have had an after-sales device
fitted. You may be pleasantly surprised at the discount you can qualify for as your vehicle has a
reduced chance of being stolen.
While you may have teens in your household who would love to drive your vehicle, chances are
keeping them on your policy is greatly increasing the cost of your car insurance. Perth drivers should
consider excluding certain drivers from their coverage to reduce the costs. This does mean that you
may need to restrict which cars in your household young drivers may use but you are likely to find
that the cost of your insurance drops dramatically.
Dont Put in a Small Claim:
Car insurance is designed to protect you from a major financial loss, so you will need to consider
whether it is financially viable to put in any smaller claims. For example, if you have a minor bump and
the estimate for the damage is only a couple of hundred dollars over your policy excess, it is probably
a good idea to handle it independently.
If you are looking for a competitive quote on your car insurance Perth drivers should contact us. We are an authorised Subaru dealership with a wide selection of both new and used vehicle, and access
to exclusive insurance deals. Our sales team would be happy to answer your questions and provide a
To know more about the new Subaru car insurance, please visit http://www.peelsubaru.com.au/ or contact us at (08) 9582 6222.